Insightful Ideas, Inc. has been focused on helping companies manage retirement investment programs for their employees since 2002. This includes Defined Contribution (401k and 403b) and Defined Benefit Pension Plans. Most often this has been by helping Investment Consulting firms or Registered Investment Advisors (RIAs) deliver asset allocation, portfolio construction, and investment research advice to their plan sponsor clients for their participants.
Joe DiNunno is energized by helping people attain retirement readiness and financial wellness by empowering businesses to provide a platform for their employees to save for retirement and investment advisor consultants to deliver suitable investment portfolios to help their clients achieve their financial goals.
These are some of the services we can provide:
- Investment Portfolio Construction (401k, 403b, Pension, Foundation, Endowment)
- Asset Allocation Simulation Modeling with @Risk
- Custom Target Date Fund Series Design and Portfolio Management
- Target Date Fund (Multi-Asset) Investment Manager Searches
- Capital Markets Assumptions
- Traditional and Alternative Investment Manager Searches
- Dynamic Rebalancing
Joe DiNunno was building Asset Allocation models for Investment Consulting firms even before Insightful Ideas, Inc. was launched. The Capital Markets Assumptions used in these asset allocation models have evolved over the years to now include almost 40 asset classes and investment strategies. These asset allocation models use the flexibility of Excel with @Risk Monte Carlo simulation software to produce robust, and often times customized, solutions for investment portfolio construction requirements. To learn more about how we do this, read our Asset Allocation Modeling Case Study on the Palisade web site. You can also watch our webinar on Building an Asset Allocation Model with Monte Carlo Simulation and @Risk.
As a result of some of our research during 2007 – 2009 we developed a system called Dynamic Rebalancing. This process uses mean reversion of returns, rather than the calendar, to let us know when to rebalance investment portfolios. In addition, these ‘market cycles’ can tell us if we should rebalance to targets or over or under weight equities.
Combining Asset Allocation Modeling with Dynamic Rebalancing we have designed and managed $4 Billion in Custom Target Date Fund Series for institutional clients of a mid-tier investment consulting firm. These techniques have also been used in the portfolio construction and management for over $500 Million in pension plans assets.
Our capabilities also include evaluating investment managers for inclusion in these portfolios. While we have done this for traditional asset classes for 15 years, our most recent focus has been on liquid alternatives and target date fund series, including meetings with 20 of the most interesting providers.
If you would like to talk about our Insightful Ideas for Investment Success and how we can help you construct and manage well diversified portfolios for your clients give Joe DiNunno, CAIA a call.
5805 State Bridge Road
Suite G 423
Johns Creek, GA 30022